• Hektor

A new & better way of banking with Chime: Banking made AWESOME!

Updated: Sep 18, 2020

This post is sponsored by Chime but the content and opinions expressed here are my own.

My fellow travelers, are you familiar with Chime yet? If you’re not familiar  - I’m so happy to be able to introduce you to a better way of banking.

You’re probably wondering what makes Chime so cool and different from all your other options? And I have answers for you! One of my favorite things about Chime is that they have NO foreign transaction fees. As someone who is always on the go, I was so excited to discover that transaction fees could be a thing of the past. The last thing you want to do after a relaxing getaway is to discover those hidden nasty fees. Thankfully, that is no longer an issue and I can pay with my card guilt-free knowing that I won’t be surprised with the fees later. BIG WIN!

While we are on the subject of fees - I want to note that Chime has NO monthly fees. And they have over 38,000 fee-free MoneyPass® and Visa® Plus Alliance ATMs. SO GOOD! And wait for it - that’s not even all.

It’s estimated that overdraft fees at traditional banks cost Americans an average of $250 a year. Luckily, Chime has a really cool “SpotMe” feature that helps you avoid those overdraft fees for eligible members. Once you are set up, you’ll be able to overdraw up to your SpotMe limit without being charged any fees! How can you say no to that?

To top it off the application process is so easy + only takes two minutes to complete. A few days after having completed the application, I received my card in the mail ready to be activated. I immediately went into the app to activate it and seconds later, I was ready to use my card. The Chime app is designed beautifully and is so easy to use. You’re able to do everything through the app without the need to wait in long lines - saving you time + money!   If you are ready to say goodbye to unnecessary fees - click HERE to learn more now!